Terms and Conditions of Ross Rafahel (Academic Capital B.V.)

Effective Date: 28 April 2025

1. General Information These Terms and Conditions ("Terms") apply to the use of rossrafahel.com ("Website"), operated by Academic Capital B.V., Kennemerstraatweg 265, 1851 NB Heiloo, Netherlands (KVK: 87550318). By accessing and using this Website, you accept and agree to be bound by these Terms.

2. Intellectual Property Rights All content on the Website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Academic Capital B.V. or its licensors and is protected by intellectual property laws. You may not copy, distribute, or reproduce any content without our prior written permission.

3. Use of the Website You agree to use the Website only for lawful purposes. You must not:

  • Violate any applicable laws or regulations.

  • Infringe the rights of others.

  • Upload or distribute viruses or any other harmful software.

  • Attempt to gain unauthorized access to the Website or its systems.

4. User Submissions If you submit content via contact forms or other means, you grant Academic Capital B.V. a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for the purposes for which it was submitted.

5. Third-Party Links The Website may contain links to third-party websites. We are not responsible for the content, terms, or privacy practices of such third-party sites.

6. Disclaimer of Warranties The Website and its content are provided "as is" and "as available." We do not guarantee that the Website will be error-free or uninterrupted, nor do we make any warranties regarding the accuracy, completeness, or reliability of any content.

7. Limitation of Liability To the maximum extent permitted by law, Academic Capital B.V. shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Website.

8. Indemnification You agree to indemnify and hold harmless Academic Capital B.V. from any claims, damages, liabilities, costs, or expenses arising from your use of the Website or your breach of these Terms.

9. Changes to These Terms We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.

10. Governing Law and Jurisdiction These Terms are governed by Dutch law. Any disputes arising from these Terms or your use of the Website shall be submitted to the competent courts of the Netherlands.

11. Contact Information For any questions regarding these Terms, please contact us:

Academic Capital B.V. Kennemerstraatweg 265 1851 NB Heiloo Netherlands Email: rossvandiar@gmail.com

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